Use this Credit Officer job description template to attract qualified applicants for positions in the Accounting department.
Credit Officer responsibilities include:
Reviewing loan applications
Assessing the financial standing of customers
Creditworthiness and risk evaluation
Job Brief
We seek a Credit Officer to facilitate lending for our clients by evaluating creditworthiness and processing pertinent documentation.
Your responsibilities include producing loan applications, assessing clients’ financial information, and calculating risk ratios. To be successful in this position, you must have knowledge of lending procedures and customer service experience.
Ultimately, you will assist our clients in acquiring loans on time while ensuring that we adhere to the law.
Responsibilities
Review loan applications
Assess the financial status of clients.
Assess creditworthiness and dangers.
Contact customers to collect financial information and documentation.
Assess risks and approve or deny loan applications.
Compute financial ratios (such as credit scores and interest rates).
Establish payment agreements
Maintain current loan application records.
Contact clients regarding loan renewals.
Track the development of existing loans.
Requirements and Skills
Proven experience in this position
Practical knowledge of lending procedures and products
Capability to generate and manipulate financial spreadsheets
Strong analytic abilities
Customer service encounters
Bachelor’s degree in Banking and Finance, Economics, or a related field
Salary Range
The average monthly salary for Credit Officer jobs in Malaysia ranges from RM 3,500 to RM 4,200.
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Credit Officer Job Description